Medicare Supplement Plans
Ready to enroll in Medicare Part A and Part B?
Medicare enrollment is handled through the Social Security Administration. Visit the official SSA website to apply online for Medicare benefits.
Medigap (Medicare Supplement Insurance) Plans
Medigap, also known as Medicare Supplement Insurance, is private insurance that helps cover certain out-of-pocket costs not paid by Original Medicare (Part A and Part B), such as deductibles, copayments, and coinsurance. Plans are standardized in most states and identified by letter, meaning the benefits for each plan type are generally the same regardless of the insurance company, though premiums and availability may vary.
To enroll in a Medigap plan, you must have both Medicare Part A and Part B. Medigap policies work alongside Original Medicare and do not include prescription drug coverage, so you may also need a separate Medicare Part D plan if you want drug coverage. Our licensed agents can help you compare available options and choose a plan that fits your healthcare needs and budget.
Medicare Advantage (Part C) Plans
Medicare Advantage plans are an alternative to Original Medicare, offered by private insurance companies approved by Medicare. These plans provide all the benefits of Part A and Part B and often include additional benefits such as prescription drug coverage, routine dental, vision, hearing, and wellness programs. Plan benefits, provider networks, and out-of-pocket costs vary by carrier and location.
Choosing between Original Medicare with a Medigap plan and a Medicare Advantage plan depends on your healthcare needs, preferred doctors, travel habits, and budget. Our licensed agents can explain your options, compare available plans, and help you enroll in the coverage that's right for you.